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While we begin 2026, January is the perfect time to reflect on the past year as well as plan ahead to be well informed, organized, and proactive. Think of this first part of the year as an opportunity to wrap up last years business and clear your slate to make way for a brand new year!
Reflecting on last year:
- Organize (and digitize) statements, bills, and other documents
- Clear out any clutter
- Review last year's budgets and compare to actual spending
- Reconcile accounts, ensure everything is up-to-date
- Proactively gather all tax filing documents
- Don't forget to celebrate achievements!
Looking forward to this new year:
- Create and/or update budgets and financial goals
- Set up automatic bill pay and savings transfers
- Carefully track spending, cancel unused subscriptions
- Formulate action plans to pay off debt
- Maintain accurate records, and keep them organized
By buttoning up 2025's tasks and setting clear goals for the year ahead, you can create a strong foundation for staying organized, informed, and confident with your finances for 2026. Happy New Year!